How do I Earn Interest on my Savings in a Negative Interest Rates Environment?
Negative interest rates is a policy in which cash deposits and savings suffer a charge for storing at a bank. Rather than the conventional idea of receiving interest on your hard earned money.
Instead of receiving interest on deposits, depositors must pay regularly to keep their money with the bank.
This negative interest rates environment is intended to encourage banks to lend more money. This is not the case. Banks are not able to charge interest on the loans to small to medium enterprises or individuals. Therefore eliminating the opportunity to make any return/profit on the loan.
So what do the banks do?
They hoard cash. they only lend to major corporations in order to prop up an artificial economy and stock market through share buybacks. This is where corporations simply buy their own shares to boost the value of the stock.
This is all a side effect of low and negative interest rates and quantitative easing. Introduced by the central banks after the Great Recession of 2007/2008. Incidentally share buybacks are at the highest level in history!
Key Points – The Problems
With negative interest rates, funds you deposit in a bank incur a storage charge. rather than earning interest.
Negative interest rates can be seen during deflationary periods when people or institutions are inclined to hoard money, rather than spend or lend it.
Negative interest rates are meant to be an incentive for banks to make loans during a period in which they would rather hoard funds.
Key Points – The Solutions
How do I get better interest on my savings?
Swap Hunter is a unique and revolutionary trading tool that focuses on supporting new & experienced investors with our unique Carry Trading software & strategies. Watch our easy to understand videos.
With today’s low and negative interest rate environment, our mission is to provide individuals, companies and institutional level investors with better returns than the banks can offer.
We offer training and education on how to use Swap Hunter through webinars, seminars and 1 on 1 training sessions.
We also have fully managed solutions for individuals who lack experience or who simply do not have the time to spend learning how to trade.
The good news is that you do not need any prior trading or investing experience to generate interest on your savings using our software. We will teach you how to do it.
Register your details on our site for a FREE consultation. Or get in touch on Facebook or Twitter.